Tools
Rental Property Calculator
Adjust any field to see the monthly cash flow, cap rate, and cash-on-cash return for a buy-and-hold rental before you make an offer.
Purchase
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Financing
How are you buying it?
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yrs
Income
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Operating Expenses
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Monthly Income
- Gross Income$2,400.00
- Vacancy Loss$120.00
- Property Tax$300.00
- Insurance$116.67
- Repairs & Maintenance$120.00
- Property Management$192.00
- CapEx Reserve$120.00
= Net Operating Income$1,431.33
Debt Service- Principal & Interest$1,686.36
Monthly Cash Flow
−$255.02
This property is projected to cost you $3,060 out of pocket over the first year.
Cap Rate
5.28%
Cash on Cash Return
-4.28%
Total Cash Needed
$71,500
1% Rule
0.74%
Loan Amount
$260,000
DSCR
0.85
This estimate is for planning purposes only. Actual rents, expenses, and loan terms vary, this is a starting point for underwriting a deal, not a guarantee of performance.