Colin ZaccagnioThe Estate Team · Berkshire Hathaway HomeServices

Tools

BRRRR Calculator

Buy, Rehab, Rent, Refinance, Repeat. Adjust any field to see how much cash the refinance returns, and how much stays tied up in the deal.

Purchase

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$
How are you buying it?
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or
%
%
Loan Structure

Rehab

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How are you funding the rehab?
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$
%

Holding Period

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$
mo

Refinance

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$
or
%
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Cash Invested
  • Cash at Close$30,000
  • HELOC Fees$3,150
  • Holding Costs (6 mo)$25,264
= Total Cash Invested$58,414
Cash Out at Refinance
  • Refinance Loan$620,000
  • Acquisition Loan Payoff$513,000
  • HELOC Payoff$13,000
  • Refinance Closing Costs$4,000
= Cash Out at Refi$90,000
Cash Recovered Beyond Invested
$31,586

The refinance returns all of your invested cash, plus $31,586 extra in your pocket.

Refi LTV
80.0%
Post-Refi Equity
$155,000
Monthly Holding Cost
$4,210.63
Total Holding Cost
$25,264

This estimate is for planning purposes only. Actual loan terms, appraised value, and holding costs vary, this is a starting point for underwriting a deal, not a guarantee from any lender.