Tools
Rent vs. Buy
Adjust any field to see how buying and renting compare over time, assuming the difference in monthly cost gets invested either way.
If You Bought
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If You Rented
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Assumptions
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yrs
Net Worth After 7 Years
BuyingRenting
- Buying$206,950
- Renting$238,968
Renting Wins By$32,018
Renting stays ahead through year 7.
First Month, Buying$3,212.94
First Month, Renting$2,216.67
This estimate is for planning purposes only. It assumes steady appreciation, rent growth, and investment returns, none of which are guaranteed. Actual mortgage rates, closing costs, and tax treatment vary, this is a starting point for a real conversation, not a guarantee.